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Hi, I am Christina, one of the partners with New Bold RFC Forex Broker firm for the past 5 years. I have an experience of over 8 years in the field of forex. So, using my experience, I started this blog to educate traders how and when to invest in the forex market. I share all the technicalities of the forex markets that they need to be aware of.


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3 situations when you should look into hiring a criminal lawyer in Australia

If you live in Australia and are in a situation where you feel you may need to hire a criminal lawyer, you should always make sure that he has your best interest in mind.Here are three situations where you definitely should do so.

Receiving a criminal charge — If you have been given a criminal charge in Australia and have not yet hired a criminal lawyer, the next phone call you make should be to one.

A good criminal lawyer can first take a look at the charge and the circumstances behind it, and then decide if you need to be represented by a lawyer in court. They will also take a look at the possibility of you easily being acquitted and at the likelihood of you being found guilty and then fined or jailed.

With a long history of representing cases in Australia’s criminal court system, this is much easier for an experienced criminal lawyer to ascertain than it would be for you. After all, they not only look at your court case itself, but they also look at the person who would be prosecuting you as well as the judge.

Should you plead guilty or not guilty? — When someone who is not a lawyer looks at this question, their first response is likely to be a not guilty decision.

The problem with this is Australia’s criminal court system is not so cut and dried. Sometimes it pays to plead not guilty, while other times it does not. This is especially true if you did commit the crime and want to receive the best outcome.

A criminal lawyer in Australia will look at your case and the facts, assess your chances of being convicted depending on the judge, prosecuting lawyer and a possible jury, and then recommend a guilty or not guilty plea.

Remember, if you did commit the crime, pleading guilty and then allowing your lawyer to try to reduce any possible sentence you would be given could be much better than pleading not guilty and not being believed.

Prior trouble with the law — If you have had prior trouble with the law, even if it is something minor like a traffic offense or shoplifting, this could increase your chances of being convicted of a second crime.

If you hire a criminal lawyer in Australia, however, they know how to present your case to a judge or jury in such a way that the prior conviction is not taken into consideration.

This can mean the difference between being given a fine and community service or being jailed and fined.

An initial meeting with a criminal lawyer — If you are still not sure about hiring a criminal lawyer for your case, make an appointment for an initial meeting with one. More information can be found here: Criminal Lawyers Sydney¬†

They will be able to tell you quickly if hiring a lawyer could benefit your case or if it is simple enough you could represent yourself.

By |February 14th, 2020|Categories: sticky, The Law|Comments Off on 3 situations when you should look into hiring a criminal lawyer in Australia

When in Legal Trouble Hire Qualified Counsel Immediately

It is not recommended a person facing criminal charges represents themselves. Although a judge is there to oversee the proceedings, no one will tell you how to prepare your defense, or how to proceed with the case. Obtaining the help of a barrister versed in the law provides added assurance, the legal system is applied fairly, for your highest benefit.

A criminal case is complex, and to handle it takes the training. In Australia, a solicitor gets the details of the case and analyzes the best defense for the client. He or she can give you a synopsis of what penalties you might face if any.

Most people in danger of going to jail do not know where to begin when they are faced with a criminal charge. Maneuvering through the legal system is a mind field. There are motions, witnesses to questioned, papers to file, and court dates to be met. Miss any legal requirement, and you might end up in a terrible situation. Fortunately, there are trained criminal lawyers Sydney and barristers qualified to assist with the criminal justice process.

Even if you are innocent of charges, going to jail is still a possibility. Your name can be tarnished, and you can lose your livelihood and face unnecessary financial burdens. Being innocent is not enough when dealing with a tangled justice system. In addition, if you are charged with a crime and discovered guilty, a barrister may be able to get alternate sentencing.

Solicitors manage the legal environment and work closely with barristers to give clients the best defense possible. However, the barrister speaks in court. They understand the legal climate you will encounter in a courtroom. The barrister questions witnesses and handles other details during legal proceedings.

Protect Yourself:

Whatever the reasons you may have encountered the law, without good legal representation, you stand little chance of accomplishing the outcome you desire, your chance of adequate legal protection is diminished. It is your legal team’s job to prove your innocence in a court proceeding.

Protecting you is not the goal of the court system. Challenged by a strong legal body with unlimited resources, you are a disposable person caught in the jaws of justice, and you need a barrister that will give you strong legal representation.


Knowing what is required of you is important. If you need bail, your solicitor can guide you. There are levels in the court system, cases related to the Magistrate Courts and District, and Supreme Court. A solicitor or barrister will understand the differences.

Get Help Understanding Charges:

Solicitors help when you are arrested, and they help you understand the charges. Several charges fall under criminal law:

  • Stalking
  • Drug possession
  • Criminal trespass
  • Shoplifting
  • Property damage
  • Graffiti
  • Personal safety

These are only a few charges, and each has an intricate number of attached charges and penalties. For example, different drugs carry varied penalties in Australia, and your solicitor can explain these variations in the law and work to obtain positive results for your particular case.

By |September 30th, 2019|Categories: sticky, The Law|Comments Off on When in Legal Trouble Hire Qualified Counsel Immediately

Pro and Cons That Are Part Of a Pay Day Loan Process

Quick And Easy

Payday loans and quick loans have come into focus over the years as one of the most viable sources for getting money quickly – they are basically the quickest way to get a loan if you live in New Zealand. There is a debate about the convenience of these loans by some people that are not as fund of this method as others are. It can be argued that there are some pros and cons to the payday loan process. It all depends on the need and the perspective in which one is taking a look at it.

The Instant Availability

Something that is quickly noted when it comes to Payday loans is that there is an instant availability for the money. That may be the thing that turns to be one of the best up sides of the payday loan process. People do not have to wait for long periods of time to get access to the money. This means that they can go about paying their bills with the cash that they have received in the same day without any further delays. For people that have deadlines to pay other bills this may be a very important aspect of the loan process.

Easy To Qualify

The payday loan tends to be something that is easy to qualify for. The credit does not come into account when people are trying to get these type of loans. That is what makes it attractive for those workers that have FICO scores that are not so high. A bad credit rating is not going to prevent anyone from getting a payday loan. That is another thing that makes it quite attractive for the large majority of the working class. Most people are not going to have stellar credit scores so this works well.

Debt to Income Ratio

In a traditional bank setting your debt-to-income ratio is definitely going to be question. When you are trying to get a large amount of money you are faced with a analysis of your account. The bank needs to know if you actually make enough money to pay back the loan that you are trying to acquire. This is not the case when you are borrowing a smaller amount of money. People that are borrowing smaller amounts have the ability to get beyond the debt to income ratio. They are not subjected to an analysis of their rent, utilities and all other expenses that go into their budget.

Higher Interest Rates

The downside is that there are going to be higher interest rates to these types of loans. People that are trying to get a payday loan can expect to pay a lot more in interest than they ever would if they acquired a traditional loan.

Pay Back Loan in Full

There will also be short of time periods to pay the loan back. This is not going to be a weekly installment. The full amount of the loan is typically required within a couple of week.

By |September 6th, 2019|Categories: Loan, sticky|Comments Off on Pro and Cons That Are Part Of a Pay Day Loan Process

What To Do When You Need A Loan And Have Bad Credit

People who have bad credit often feel that they might as well not even try to qualify for a loan or a credit card. The Federal Reserve conducted a study in 2014 and 40% of the people polled said that they wanted access to credit but hadn’t applied because they were worried their request wouldn’t be approved.

If you have good credit you will have access to loans and credit cards with good interest rates. If you have bad credit the opposite is true. However, people with bad credit shouldn’t give up because they can get access to loans and credit cards. The rates might not be ideal but it is possible to get qualified.

One of the most important things to know is that no one should be turning to things such as payday loans. The interest rates are sky high and these types of loans are very dangerous. The annual percentage rate can exceed 350% and trap people in a cycle of needing more payday loans to pay off the former one.

Everyone with credit has a FICO score. The three credit bureaus use your credit history to determine your score. What goes into your score includes how long you have had credit, what your payment history is, how much credit you have, how many credit inquiries you have recently had, and if there are derogatory items such as a bankruptcy. This is the range of FICO scores that determine how creditworthy you are:

  • Poor: 579 and below
  • Fair: 580-669
  • Good: 670-739
  • Very Good: 740-799
  • Excellent: 800 and over

If your FICO score is below 579 the best lenders to turn to are those that will work with people who have bad credit. A great place to turn is credit unions. Credit unions are non-profits that are owned by their members. Unlike banks, credit unions don’t put profit over everything else. They are willing to work with members to offer auto loans, personal loans, and credit cards.

You won’t be offered the interest rates that people with good credit qualify for. It’s important to shop around among lenders and find the best terms you can. The lowest interest rates are usually for personal loans while credit card rates will be higher. In addition to the interest rates, you will want to read the fine print to see if there are any additional fees on the loan.

If you have bad credit and want to build it a great option is getting a secured credit card or secured loan through a bad credit loans company in New Zealand. You give the lender a sum of money, such as $500, and that will be the amount of your loan or the limit on your credit card. As you pay on the loan or credit card every month your credit score will go up as you show responsible use.

By |March 4th, 2019|Categories: Loan, sticky|Comments Off on What To Do When You Need A Loan And Have Bad Credit


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